What I wish I knew before I started managing my money

Anissa explains that many people are turned away by banks because they’re “not ready,” but at EDA Property, readiness starts with money management, not how much you have. She shares how clients often earn good incomes but simply need guidance to build better habits and confidence. It’s a reminder that with the right support and mindset, you can start preparing for your future long before you think you’re ready.expenditure.

With our proven advice and recommended strategies, you can see for yourself how drastically your future outlook can change by using that extra money to create a passive income.

Why You Need It

Why focus on money management?

Strong money management is the foundation of every confident financial decision. Without a clear plan, it’s easy to lose track of spending, feel the pressure of rising costs, or become unsure about your next steps.

Here’s how good money management makes a difference:

  • Reduce financial stress by understanding exactly where your money goes
  • Build stronger saving habits that support long-term goals
  • Create room in your budget to grow your wealth
  • Make smarter decisions with guidance you can trust

Did You Know?

“Regularly tracking your spending is linked to better budgeting habits and improved financial wellbeing, helping many Australians feel more in control of their money.”

What’s Included

What Our Money Management Support covers

Wherever you’re beginning, we’re here to provide clear, practical money management support that builds your confidence and strengthens your decision-making. With guidance grounded in care and real-life experience, you can move forward feeling more in control of your financial future.

Clear spending and savings plans

See where your money goes and build simple habits that support your goals.

Household cashflow guidance

Create a budget that works in real life and keeps your finances steady.

Smart savings strategies

Grow your savings with practical, easy-to-follow steps.

Debt review and repayment support

Understand your debts and map out a confident way forward

Goal-setting and financial planning basics

Set realistic goals and stay on track without the stress.

Financial confidence coaching

Build knowledge, ease money worries and make decisions confidently.

Pathways to future investment

Strengthen your foundations so you’re ready for opportunities ahead.

Who We Work With

Support for every step of your financial journey
We offer money management support because understanding your finances is the first step toward confident decision-making. No matter your situation, we help you build clarity and structure so you don’t feel overwhelmed. This is who we work with.

People new to managing their money

Gain confidence with clear, simple budgeting support.

Family-focused households

Manage costs and goals with guidance that suits your family.

Busy professionals

Stay organised with straightforward financial systems.

Individuals navigating life changes

Get steady support to regain clarity during transitions.

People working through debt

Understand your debts and plan a manageable way forward.

Future-focused savers and aspiring investors

Build strong foundations for future financial opportunities.

Why Choose Us

Why choose Eda Property?

We’ve supported Australians in strengthening their financial habits and confidence. As your trusted Investment property advisor, we provide:

Independent, judgement-free guidance

Personalised support that fits your situation

Clear, practical financial education

Led by experienced adviser Anissa Cavallo

0+
Years of combined team experience in property investment
0+
Trusted by Australians across VIC, NSW and QLD
0
Star average Google rating from
happy investors

FAQs

Your Money Management Questions Answered

Money management is the way you organise your income, spending and savings so your money supports your goals instead of holding you back. It gives you a clear view of where your money goes and helps you make steady, confident decisions that strengthen your financial position over time.

The 50/30/20 rule is a simple way to structure your budget: around half your income goes to essential expenses, a smaller portion goes to personal or lifestyle costs, and the rest goes toward savings or debt reduction. It’s an easy starting point for building better money habits.

The first step is knowing your numbers. That means tracking your income and everyday spending so you can see what’s working and what needs adjusting. Once you have this clarity, planning becomes easier and you can start building a budget that suits your situation.

There’s no single amount that suits everyone, but saving a small and consistent portion of your income is a strong place to begin. Once your essential costs are covered, direct whatever you can afford into savings or investments so your money works for you over time.

You can start by tracking your spending, setting simple goals and using budgeting tools to guide your decisions. Many people also choose to work with a financial adviser who can provide clear steps, tailored advice and ongoing support to help them build stronger financial habits.

FAQs

Your Money Management Questions Answered

Property investment is exciting and daunting all at once. You might find yourself wondering when the right time is to get yourself in the market. At the end of the day, it’s all about you. When you’re ready, when your finances are in order, and when you feel the time is right. Sit down with a professional to find out whether it’s time for you to be looking into investment properties.

Property investment isn’t easy to navigate, and any poor choice could drastically impact your financial future. Working with a property investment specialist like Eda Property ensures that you are putting your best foot forward, giving yourself the greatest chance at growing your wealth through smart investments.

What sets EDA Property advice apart from competitors is the personalised touch we offer. Not only do we have proven and comprehensive property investment advice, founded upon years of experience, but we have a hands-on approach to everything we do. By taking the time to learn all about your circumstances and your long-term goals, we can offer tangible and effective advice that is entirely individualised for your benefit.

Projections for Melbourne’s property market are positive. Getting your foot in the door now for property investment is going to massively pay off in the future, so long as you do it right. By making sure you invest in the right Melbourne areas and with the right property types, you’re setting yourself up for a successful journey.

It’s natural to worry that you aren’t ready to invest, or that maybe you don’t have the savings to pour money into an investment property. Ensuring you are in the best position possible before jumping into investment is a wise choice, and working with Eda Property can give you a solid understanding of whether or not now is the right time.

Purchasing a property is a tricky process. There are costs and fees that you might not have considered if this is your first time purchasing This can include legal fees, conveyancing fees, loan establishment fees, and more. Contact Eda Property today to learn more about the finer details of investment properties.

Investors can come from all walks of life. At the end of the day, people choose to invest in property for all sorts of reasons. If you’re looking for capital growth, then property investment offers rising values over time or even rental income. There are also significant tax benefits. Speak with an expert to see if you have something to gain from property investment.

The hardest part of property investment is getting started, and that’s why we’re here to help. By contacting Eda Property, we can walk you through all the initial assessments required when considering property investment. We’ll offer grounded and practical advice to help you get your foot in the door.

 

Client Testimonials

Property investors’ success stories

“Great service by Eda Property. They really spent the time and effort to help me find the ideal first investment property. Anissa is knowledgeable and personable. Would highly recommend their services.”
Mo – First-Time Investor

“Amazing advice and an even more lovely team! I’d like to thank everyone, especially Anissa, for the help and understanding throughout my purchase of house and land packages.”

Harika – House and Land Support, First-Time Investor
“What a fantastic experience! I was introduced to Anissa through a friend purchasing her first investment property, and she spoke highly of Anissa’s market knowledge. Now I see why. The best thing about Eda is their processes. Clear, supportive and well-structured.”
Jason – Referred and Reassured

Client Testimonials

Property investors’ success stories

“Great service by Eda Property. They really spent the time and effort to help me find the ideal first investment property. Anissa is knowledgeable and personable. Would highly recommend their services.”
Mo – First-Time Investor

“Amazing advice and an even more lovely team! I’d like to thank everyone, especially Anissa, for the help and understanding throughout my purchase of house and land packages.”

Harika – House and Land Support, First-Time Investor
“What a fantastic experience! I was introduced to Anissa through a friend purchasing her first investment property, and she spoke highly of Anissa’s market knowledge. Now I see why. The best thing about Eda is their processes. Clear, supportive and well-structured.”
Jason – Referred and Reassured

Start Your Money Management Journey Now!

Life changes – your property strategy should too. We review your portfolio yearly and support you every step of the way.

We respect your privacy. View our Privacy Policy.

Contact Form

Get in touch with our property investment advisors today!

Life changes – your property strategy should too. We review your portfolio yearly and support you every step of the way.

We respect your privacy. View our Privacy Policy.

Contact Form

FOLLOW US ON INSTAGRAM

@edapropertygroup